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How should one dress to a pre-interview documentation in a bank?

How should one dress to a pre-interview documentation in a bank?

  • Question was asked by: BorisDavaski
  • Question answered by: careertalks
  • Category: Business And Finance
  • Tags: preinterview, documentation, bank
  • Question was asked at : 2011-06-17 10:50:02
  • Question was first answered at : 2012-07-08 05:56:50

Andhra Bank

Andhra Bank was registerd on 20 November, 1923 and finally started its business on 28 November 1923. It started business with paid up capital of 1.00 lakh and authrised capital of 10.00 Lakhs. But according to the latest report of 30.06.2008, the bank has total capotal of Rs 83256 crores and total clientbase is 1.74 crores. This bank has 2139 Business Delivery Channels consisting of 1371 branches, 66 Extension Counters, 38 Satellite Offices and 664 ATMs spread over 21 States and 2 Union Territories and all banks are fully computerized. All the braches provide the NEFT and RTGS fund transfer facility.Trhis bank provides all kinds of loan-Housing loan

Eligibility

* Age 21 to 65 years.

* Repayment maximum 20 years.

* 75% of cost of construction OR 85% of Registration value for outright

purchase as loan

* Purchase of House: Age of independent house should not be more

than 25 years.

* Age of the flat should not be more than 20 years.

* No guarantee / co obligation.

These are the entire facilities loan up to 20 lakhs but if you want more than

it then here is the criteria

* Age 21 to 65 years.

* Repayment maximum 20 years (including gestation period)

* Gestation Period: For Construction of purchase of flats- Maximum 18

months or taking possession whichever is earlier.

This bank also provides the vehicle loan and eligibility is

Any individual having minimum gross income of Rs. 1.00 lac per annual for

4 wheelers and Rs. 60,000 /- p.a for 2 wheelers.

The requirmets of study loan is

* Must be an Indian National

* Must be over 12 years of age but within 30 years

* Secured admission to Professional/ Technical courses through

Entrance Test/ Selection Process.

* No minimum qualifying marks.

Here one can take loan against gold also.

This bank offers Debit and Credit card from Visa and mastercard both.

Being an account holder of this bank anyone is eligible for Debit card.

The bank provides all the payment modes like OLTAS, RTGS, NEFT and

ECS.

This bank provides the depost services like-

AB Savings Accounts

AB Current Accounts

AB Term Deposits

AB Arogyadaan Scheme

AB Bancassurance Life

AB Bancassurance (Non Life).

Technical services provided by this bank are-

Multi City Cheque Facility

On-Line Tax Accounting System (OLTAS)

Real Time Gross Settlement (RTGS)

Instant Funds Transfer

ATM Services

Any Branch Banking

Electronic Clearing Service (ECS)

National Electronic Funds Transfer

New Questions

Allahabad Bank

Allahabad bank is one of the most popular public sector banks of India. It started operation in 1895. The head quarters of Allahabad bank is situated in Kolkata. Across the country, this bank has 2278 branches. Shri J P Dua is the managing director and chairman of this bank. There is a branch in Hong Kong and it has representative office in Shenzen. The EBanksWorks team of TCS controls all the internet banking of this bank.This bank has very effective netbanking system. It is very easy to open a savings account in Allahabad bank. According to the law it is important to submit some documents in order to open a savings account in Allahabad Bank. These documents are –

a. PAN Card

b. Driver Permit

c. ID card issued by the real employer

d. Voter ID Sheet

e. Government Card

f. Passport (Recent)

These documents are considered as the photo id proof. But in order to proof the address an applicant must submit the documents of following documents.

a. Electricity billing invoice

b. Telephone Bill

c. Letter from any acknowledged public authority

d. Letter from a reputed employer

e. Income Tax

f. Ration Sheet

g. Salary Sheet with address of the client recorded on the slip

h. Bank Account Statement

Finally applicant needs to proof the date of birth. As a minor citizen one can submit the birth certificate issued by Gram Panchayat, Municipal Corporation. But for senior citizen anyone of it just enough.It is the oldest trade bank of India. It has been banking since three centeruies. This bank provides the National Electronic Fund Transfer facility. This service can be availed by the customrs who maintain their operative accounts such as Savings account, current account etc.

Now you may want to know the current rate of interest scheme provided by this bank and here is the exact chart for you-

For below Rs. 1 cr and above.

Rs. 1cr and above

For Rs.1 cr

For below

For Rs.1 cr

7 days to 14 days

2.50

2.50

2.50

2.50

15 days to 29 days

2.75

2.75

4.00

2.75

30 days to 45 days

3.50

3.00

4.00

3.00

46 days to 60 days

4.00

4.00

5.00

4.00

61 days to 90 days

4.00

4.00

5.00

4.00

91 days to 179 days

5.50

5.75

6.00

5.75

180 days to 269 days

5.50

6.25

7.00

6.25

270 days to 364 days

6.00

6.50

7.50*

6.50

1 year to less than 2 years

7.25

7.25

8.00**

7.25

2 years to less than 3 years

7.00

6.00

8.25

6.00

3 years to less than 5 years

7.00

6.00

8.25

6.00

5 years and upto 10 years

7.25

6.00

8.25

6.00

How Banks Are Using Social Media

  • Missouri Bank, known popularly as Mobank, is a financial institution,They’re not using social media to “sell” anything, but instead utilize social media as a way to build upon the community-minded philosophy.
  • 1st Mariner Bank,has formulated a new and popular type of checking account from the feedback of the people they received via social media.
  • Bank of America post the questions on Twitter that they get on typical channels like via telephone or in person, according to David Knapp, who maintains the bank’s Twitter account
  • Citi – one of the big banks using social media to build a community around its brand. As expected for such a large financial institution.One good example is the “Make a Difference, One Friend at a Time” on facebook.
  • Nicolet National Bank has used social media in order to be more transparent.

Lets hope hdfc netbanking is available on the facebook.


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