Dwolla and its features:
- Accept payments on Dwolla with free merchant accounts
- Pay only 25 cents a transaction.
- With Dwolla API you can integrate with your existing shopping cart solution
- Create HUB pages to easily share the url of the landing page for payments
- Setup automatic deposits to your bank account
- Accept payments on your online store or your physical store
- Make B2B payments to other businesses from your mobile device
- Send money to anyone at the cost of less than mailing a check
Lets hope hdfc netbanking is also offering this services.